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Course description

On May 23, 2018, the U.S. House of Representatives passed S.2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act) and it was signed into law by the president on May 24 to become Public Law 115-174. Among a host of other changes, this law creates a new set of rules for "small HMDA reporters," those who originate fewer than 500 open end lines of credit or 500 closed-end loans in each of the prior 2 calendar years. These "small reporters" will be reporting a HMDA LAR with fewer fields. 


What do these changes to HMDA mean for your financial institution? Does this mean a change back to the "old" HMDA? Are changes to "old" fields affected? Should you get out your old "Getting It Right Guide" if your institution is a "small reporter" and stop collecting those new fields now? Will we see even more changes for all reporters?


Some regulations lend themselves to immediate change when the law changes and the regulation has not caught up. HMDA is not one of those regulations due to the complexity of reporting, required programming changes, etc. There are some details to be worked out. This webinar will review the changes and potential changes, with up-to-the-minute advice on how to proceed and maintain your sanity. This can be helpful in discussions with management about coming changes and potential changes.


Who Should Attend?

This webinar will be helpful for everyone who needs to plan for HMDA and respond to staff questions: Compliance, Training, Audit, Risk Management and Executive Management.

Instructor(s)

Kathleen Blanchard

Kathleen Blanchard has over 32 years of experience in banking. She has developed lending and regulatory processes as a banker and consultant and presents detailed regulatory training that is very process specific. Her banking background includes commercial and private banking lending, credit review, credit policy and procedures, risk management and regulatory compliance at both community, regional and large international banks. Kathleen has been providing training and consulting services for banks, credit unions and non-bank lenders on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for BankersOnline.com. Kathleen presents her views and advice on HMDA and CRA and other regulatory matters at her website, www.kaybeescomplianceinsights.com Since 2015, Kathleen has been delivering in depth regulatory compliance consulting and training via The HMDA Academy, a unique personalized combination of consulting, training and resources delivered online to assist financial institutions and vendors in learning and applying the revised HMDA process and rules going into effect in 2017 and 2018.

Course curriculum

  • 1

    Video

    • What Is Happening With HMDA?
  • 2

    Materials

    • Slides

    • Webinar Q & A Document