Have you completed this webinar? Please tell us what you think.

Course description

The current HMDA rule has been in effect for over 5 years – since 1/1/2018 - yet questions constantly arise, even from experienced compliance officers. This webinar will not only cover some trickier HMDA questions, but will also discuss where to find answers to common questions. Most answers are there for those who know where to look and how to "understand" what the regulation and comments tell us.

This webinar will not only provide answers to specific questions, but will teach viewers how to research HMDA questions. Attendees will come away with a stronger understanding of HMDA and be better prepared to resolve questions on individual scenarios.

What you will learn:

This webinar will cover, among other topics,

  • How to research a question – the answer may be hiding in plain sight
  • Parsing out long regulatory comments to unravel the actual meaning
  • What the comments mean– are only originated loans covered or all applications?  The clue is in the language used
  • Why the "comments" to the regulation can be more useful than the "Getting It Right" guide
  • Understanding temporary financing
  • Answers to common HMDA questions
  • Answers to trickier HMDA questions
  • How HMDA will integrate with Regulation B and CRA
  • And more!

 

 Who should attend this webinar:

This training will prove valuable for any financial institution employees and management who need to understand HMDA requirements, including compliance officers, auditors, quality control staff, lenders and trainers, as well as managers who want an understanding of knowledge needed by their employees. Those new to HMDA will find this training to be valuable.

 

 

Instructor(s)

Kathleen Blanchard

Kathleen Blanchard has over 32 years of experience in banking. She has developed lending and regulatory processes as a banker and consultant and presents detailed regulatory training that is very process specific. Her banking background includes commercial and private banking lending, credit review, credit policy and procedures, risk management and regulatory compliance at both community, regional and large international banks. Kathleen has been providing training and consulting services for banks, credit unions and non-bank lenders on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for BankersOnline.com. Kathleen presents her views and advice on HMDA and CRA and other regulatory matters at her website, www.kaybeescomplianceinsights.com Since 2015, Kathleen has been delivering in depth regulatory compliance consulting and training via The HMDA Academy, a unique personalized combination of consulting, training and resources delivered online to assist financial institutions and vendors in learning and applying the revised HMDA process and rules going into effect in 2017 and 2018.

Course curriculum

  • 1

    Webinar

    • Access Webinar
  • 2

    Materials

    • Slides

    • Materials

    • Research Tips

    • Questions and Answers

Reviews

5 star rating

Key HMDA Concepts and Research Tips

Bonnie Reid

Thank you for this information!

Thank you for this information!

Read Less