Variable Rate Compliance in a Rising Rate Reality - 2024
Presented by
Rebekah Leonard, CRCM
This 2 hour webinar was recorded on August 20, 2024.
The low fixed rates of yesteryear lulled many bankers into variable rate complacency. We didn’t have to think too much about them, because we were too busy making loans in the hot market. Now that rates have climbed, variable rates have become quite relevant again.
The compliance issues surrounding variable rates are voluminous. Get a refresher on the multiple compliance items to watch for, as well as get a handle on the creative methods the industry is employing to keep loan volume going. Topics covered include:
Good grief! That is a lot to keep straight in an adjusting landscape. Gain facts, tips, and perspective from a veteran compliance pro (25 years!) who does this stuff everyday as the Director of Compliance for a community bank.
Rebekah Leonard, CRCM
Watch Playback
Slides
Buydown FAQs
Talk About Buydowns
Temporary Buydowns Article
Section 32 High Cost Mortgage
Q&A