HMDA - Beyond the Input - 2015
Presented by
Patricia Cashman
Recorded on August 8, 2015
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2.0 hours
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ICB Credit: 2.5 CRCM
Fair lending issues should be first on your "HMDA reading list". There are groups out there assisting anybody who cares to know with investigating and analyzing home mortgage lending in any community and the lending record of any lender that reports data under HMDA. Shouldn't you know before they do what they might discover about your financial institution?
Phrases such as "Opportunities for expansion" and Cross-selling" are seldom used in the same hemisphere, much less the same sentence, as HMDA. However, a review of your data can possibly uncover such gems.
And what could be more fun than "keeping up with the Joneses'"? If John Q. Public can analyze your HMDA data, you may, and should, look at your competitors' data as well. Where are they lending? Which types of customers are they attracting? How can your financial institution get a bigger piece of the pie?
We will explore methods for utilizing your HMDA information for something other than complying with Reg. C:
Who should attend? This session is designed for:
Patricia Cashman
HMDA - Beyond the Input
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